Sat, 13 Jan 2007 22:25:00 GMT

Switching to VoIP

I've recently been contemplating a switch over to purely VoIP services for my home phone. While I have several requirements, there are two really important ones:
  • Asterisk Support (IAX) - This allows me to run my own PBX in my house. The benefits of doing so can be found here.
  • e911 Support - Obviously, 911 support. e911 maps your mailing address as the address where emergency personnel should show up when you dial 911.
Out of all the providers listed on VoIP-Info.org's Residential Service Providers list, most do not offer e911, not to mention IAX support. For the ones that do, I decided to do a side by side comparison of them. Here is the fruit of that labor, Cost Savings of VoIP. This is not enough, however, to make a final determination. I'm going to start using the currently listed "cheapest" option, but I have doubts about quality. I'll update this spreadsheet as I get on with this evaluation.

Thu, 25 May 2006 18:53:00 GMT

House Buying

I'm in the process of buying a house in Plano, TX. During this whole process I've been slowly building up a large excel spreadsheet that I based off the Loan Analysis spreadsheet template that Microsoft provides. I wrapped that with some global variables and some amortization tables and the result is a nice little spreadsheet to help you understand the whole "I'm up my eye-balls in debt" thing. Try it out here. I've removed my own personal information, or at least the juicy tidbits.
Update: 06/05/2006 I've added a cool feature where you can see precisely how much money you save by paying your principal down early. Go to the bottom of the Amortization tables to see it. Enter some values in the "Add'l Principal" column to see the effects.